Payment Policy

We keep payments simple, safe, and transparent. Choose from Cash on Delivery or trusted online options โ€” whichever works best for you.

Last updated: August 2026

Ways You Can Pay

Cash on Delivery

Most Popular

Pay in cash when your order arrives at your doorstep. Zero advance payment required.

UPI (GPay, PhonePe, Paytm)

Instant

Fast, secure UPI payments via any UPI app. Get an instant order confirmation.

Wallets

Paytm, PhonePe, Amazon Pay and other popular wallets supported at checkout.

Net Banking

Direct payment from all major Indian banks through secure net banking.

Everything You Need to Know

Is Cash on Delivery available everywhere?

Yes, COD is available across India โ€” including small towns and villages. If your PIN code is serviceable, you'll see the COD option at checkout.

For a few high-return areas, we may occasionally require a small advance payment or ask for order confirmation over WhatsApp before dispatch.

Are there any extra charges for COD?

No hidden fees. The price you see at checkout is the exact amount you pay to the delivery agent โ€” taxes and shipping included.

Is my online payment secure?

Yes. All online payments are processed through Shopify's PCI-DSS certified payment gateway with bank-level encryption. cybzone.in never sees or stores your card, UPI, or bank details.

When will I be charged?

For online payments: the amount is charged immediately when you place the order.

For Cash on Delivery: you pay only when your parcel arrives โ€” no advance charge, no card details taken.

What if I paid online but didn't get a confirmation?

If the amount is debited but you didn't receive an order confirmation email/SMS within 30 minutes, please WhatsApp us with a screenshot of the payment. We'll verify and confirm your order within a few hours. If the order didn't go through, the amount is auto-refunded by your bank within 5โ€“7 working days.

How do refunds work?

Online payments: refunds are credited back to the original payment method within 5โ€“8 working days after approval.

COD orders: refunds are processed via UPI / bank transfer within 4โ€“10 working days after we receive the returned product.

See our Return & Refund Policy for full details.

Can I change my payment method after placing the order?

Payment method can't be changed once the order is placed. If you need to switch, cancel the order (before dispatch) and place it again with your preferred method. Message us on WhatsApp if you need help.